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Mortgage Broker Granada Hills CA

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    Are possibly you finding an Excellent Local Mortgage Broker in Granada Hills CA

    Happy Investments Inc has been a Mortgage Broker and loan company serving California since 2005. Mortgage Broker Granada Hills CA focuses on both housing and commercial Mortgage loans. Our dedicated team has more than 20 years of consolidated real estate experience in the finance business. Call us Today at 818-900-1951. Get a FREE Quote.

    Mortgage Broker Granada Hills CA

    Our Organization has many Mortgage plans that include very competitive rates of interest, low down payment requirements, and flexible underwriting procedures, Each of these features is created to ensure your Mortgage Loan is more affordable.

    Our priority is to ensure excellent rates and low fees. housing loan
    we walk you with the help of the overall mortgage process.
    Close on time without having surprises.
    We make sure you understand exactly what we are accomplishing and why.
    We help you get the most effective Mortgage program. lowest mortgage rates

    Your Property Ambitions, Our Top Priority – Leading Mortgage Services in Granada Hills, CA!

    Make your property ambitions our top priority with leading mortgage services in Granada Hills, CA. Our commitment isn’t just to secure loans; it’s to secure your dreams. Backed by a team of seasoned professionals, we tailor solutions that align with your financial objectives. From initial consultation to final paperwork, our expertise ensures a seamless experience. Whether it’s a suburban haven or a downtown loft, your goals drive us. Begin your journey by calling us at Tel 818-900-1951 or engaging with our efficient online application – your path to property success starts now.

    Contact Us :

    Hii Mortgage Loans Granada Hills CA
    16638 Jersey St # A2,
    Granada Hills, CA 91344
    Phone: 818-900-1951
    Email: hiigh1920@gmail.com

    Choose amazing Mortgage Broker Loan Programs in Granada Hills CA

    We specialize in the following Mortgage Loans:

    Jumbo Home Lending
    Reverse Mortgage Finances
    Home Purchase Loans
    Home Refinance Finance
    Home Equity Finance
    Cash Out Home Lending
    FHA Loans/ VA Lending
    Hard Money Loans
    Home Equity Loans
    Second 2nd Mortgage Finance
    Commercial Loans
    Bank Statement Home Loans
    Home Improvement
    First Time Home Buyers
    Vacant Lands Finance
    Transactional Funding
    Rehab/Construction & Investment Loans
    And Much, Much More!

    Mortgage Broker Granada Hills CA Regardless of whether you’re a first time home buyer or an Experience Investors. Look no further Call us Today To acquire A Free Quote. Call 818-900-1951

    Mortgage Broker Granada Hills CA  Since 2005 Happy Investments Inc has promptly become a relied on the name in the real estate industry as a mortgage broker for residential and commercial mortgages. Our consumers are the driving force behind what we do, and it is the Company’s founding purpose to provide competitive products with the most effective rates and service. Our staff has many years of practical experience and knowledge working with this industry, and we can say with confidence that we will get the job done right. mortgage lenders for low credit scores

    we operate for the sole purpose of furnishing low-cost mortgage finance to all qualified clients. Established in California during the peak of the financial crisis, our commitment to customer service makes sure a hassle-free and financially fulfilling consumer experience. To Get a Free Quote. Click Here

    Mortgage Broker Granada Hills CA

    Benefit from our expertise in the Mortgage Lending industry by applying online today. You will discover that the skill, professionalism, and factor to consider we offer to each of our clients makes getting your financing a worthwhile undertaking. real estate lending

    Call us today 818-900-1951 for a free, personalized consultation. You can also apply online. It is fast, secure, and easy Mortgage Broker Granada Hills CA

    Our service lenders are skilled in the areas of any sort of Property Mortgage Funding. The more dependable we can get your to fill online form, the quicker we can get you accepted and funded. Don’t delay– do the good thing and call our Real Estate Mortgage loans organization today.

    Our company Also Offer in Granada Hills CA:

    Hard Money Lending
    Home Equity Loans
    Second 2nd Mortgage Loans
    Commercial Residential Mortgage Funding
    Bank Statement Home Loans Self Employed
    Home Buyer Down Payment Assistance Financing Program
    Home Improvement Renovation Refinance Lending Provider First Time Home Buyers FHA Mortgage Finance Lender Vacant Lands Lots Loans Financing
    Rehab Construction Fix Flip Loans Finances

    ABOUT US :

    Granada Hills is a lightly populated, highly diverse and high-income neighborhood. It is a suburban residential community in the San Fernando Valley portion of the city of Los Angeles, California.

    There is an active sports program and a range of city recreation centers. The neighborhood has fourteen public and seven private schools.

    FAQ

    When refinancing my mortgage, can I get extra money at closing so I can pay off other debt in Granada Hills CA?

    Yes. Assuming you have sufficient equity, a cash-out refinance enables you to pay off your existing mortgage(s) and may also allow you to take out some of your home equity in a lump-sum cash payment at closing.

    What Is a Hard Money Loan in Granada Hills CA?

    A hard money loan is a type of loan that is secured by real property. Hard money loans are considered loans of “last resort” or short-term bridge loans. These loans are primarily used in real estate transactions, with the lender generally being individuals or companies and not banks.

    How a Hard Money Loan Works in Granada Hills CA?

    Hard money loans have terms based mainly on the value of the property being used as collateral, not on the creditworthiness of the borrower. Since traditional lenders, such as banks, do not make hard money loans, hard money lenders are often private individuals or companies that see value in this type of potentially risky venture.

    Hard money loans may be sought by property flippers who plan to renovate and resell the real estate that is used as collateral for the financing—often within one year, if not sooner. The higher cost of a hard money loan is offset by the fact that the borrower intends to pay off the loan relatively quickly—most hard money loans are for one to three years—and some of the other advantages they offer.

    How Do I Qualify for a Hard Money Loan in Granada Hills CA?

    Qualifying for a hard money loan is going to be based on having a 30% down payment if you are purchasing a home. It will be based on not going over 65% loan to value if you are refinancing a home. You will need very little in the way of paperwork. No income verification is needed and your FICO score won’t matter.
    It really all boils down to equity. If you’re putting up 30%, hard money lenders feel that you have enough skin in the game to take the loan seriously. By the same token, 65% loan to value on a refinance allows the hard money lender to stay within their lending comfort zone. Lenders also typically like to know what your exit strategy is. In other words, how do you plan on paying back the lender at the end of your loan term. Most typically the answer is refinancing, selling or paying back the loan from income generated through work or other investments.

    Can I Refinance a Hard Money Loan in Granada Hills CA?

    Just like any other loan you can refinance a hard money loan as long as you have enough equity. Since hard money loans are equity based, it is critical the property is worth significantly more than what you are looking to borrow. We have multiple mortgage financing hard money options. Some will take the loan to value up higher than others. It is always best to speak with one of our consultants In order to decide what is best for you.