43 Legit Ways to Save Money Fast

43 Legit Ways to Save Money Fast

More About 43 Legit Ways to Save Money Fast

If you have little to nothing in your savings account, you’re not alone.

You’ll often hear experts recommend that you have an emergency fund that would cover between three and six months of living expenses, but many Americans don’t. In fact, a recent Bankrate survey of 1,000 people found that 23% of respondents had no savings at all.

13 Ways to Trim Your Monthly Budget ASAP

Hopefully, you have a budget that already includes allocations for savings. But you can do better than that. Chances are, you can find additional savings to squeeze out — even when it comes to necessary expenses.

These tips will help you cut the fat from your monthly budget.

1. Cancel subscriptions and memberships that aren’t essential — like that meal-kit service and gym membership. There may even be subscriptions you didn’t realize you were still paying for. The average American has $270 in subscriptions per month.

2. Say goodbye to your cable bill and move to a less expensive streaming service. Hulu and Netflix offer free trials for your first month of service. There are even subscription options that will allow you to watch live TV, such as Sling TV, which has plans starting at $25 per month.

3. Ditch your pricy cell phone plan and switch to a cheaper prepaid option. Verizon Wireless and AT&T offer prepaid plans starting at $30 per month, and you aren’t tied down to a contract.

4. Use your smartphone’s Wi-Fi hot spot for internet access instead of paying for home service. This option is best if you don’t use internet at home often, because frequent use may drain your cell phone’s data.

5. Call your phone, internet, cable and insurance providers and threaten to cancel. Sometimes they’ll be willing to give you a lower rate to keep you as a customer...more: click for details

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Date: August 4, 2020

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