Five Things in Your Home That May Deserve a Second Look From Your Insurance Agent

Your home changes over time, but your insurance policy may not automatically keep up with every change. A few things are worth bringing to your agent’s attention.

1. A new roof or major upgrade: Improvements can change the estimated cost to rebuild your home. Let your agent know about significant renovations or additions.

2. Expensive new belongings: Jewelry, electronics, artwork, collectibles, or other high-value items may have special coverage limits. Your agent can explain whether additional protection makes sense.

3. A home-based business: Running a business from home can create coverage questions that a standard homeowners policy may not fully address. 💼

4. A new pool or trampoline: New features can change your liability exposure and may affect your policy needs.

5. Someone moving in: A new household member can change who needs to be considered under your coverage.

Changes happen. A quick conversation with Agent Bill Schmauch from State Farm Insurance can help make sure your policy keeps up. 👨‍💼


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