Liability Risks at Outdoor Events: What Vendors Often Overlook 🍻

Outdoor markets, festivals, and pop-up events are exciting business opportunities. They are also environments where liability exposure multiplies quickly.

Vendors commonly overlook:

1. General liability does not always travel with you: A standard business policy may not extend to offsite locations or third-party venues. Event-specific liability coverage or a rider confirming offsite protection is often necessary to fill this gap. ��️

2. Product liability is a separate and real concern: If a customer is injured by or becomes ill from a product you sell at an event, you are exposed. Product liability coverage protects you from claims that general liability may not address on its own.

3. Venue requirements often exceed basic policies: Many event organizers require vendors to carry minimum coverage amounts and list the venue as an additional insured.

Don’t let a coverage gap ruin a great event opportunity. Talk to Agent Bill Schmauch at State Farm Insurance about vendor and event liability coverage before your next show. ��‍��

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