What Happens When Wildlife Meets the Road? 🦊

Fall brings more animal activity near roads as deer and other wildlife become more active during mating and migration season. Animal collisions are common this time of year, and knowing how your coverage responds matters.

· Comprehensive coverage typically applies: Most animal collisions are covered under comprehensive coverage rather than collision coverage. Checking that you carry comprehensive protection before fall ensures you are not caught off guard.

· Swerving can complicate a claim: Hitting an animal directly is usually treated differently than swerving and crashing into another object. Sudden swerves sometimes shift how a claim is evaluated. ��

· Reporting promptly helps the process: Documenting the incident and filing quickly, even for minor damage, makes the claims process smoother and creates a clear record if anything else comes up later.

Speak with Agent Bill Schmauch at State Farm Insurance to confirm your comprehensive coverage is in place. ��‍��

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